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Know Your Money's Review of the Year 2012

LONDON, UNITED KINGDOM -- (Marketwire) -- 01/03/13 -- Comparison website and consumer champion, Know Your Money (http://www.knowyourmoney.co.uk/), has published their review of the highs and lows of 2012.

In a year of scandals, mishaps and reprimands for the British financial industry, Know Your Money's editor focuses on the events and trends that had the most significant effect on UK financial customers including:


--  Banking: The banker backlash continued apace in 2012 with mounting
    political pressure for reform and calls for an end to its widespread
    bonus culture. A raft of IT fiascos caused banking errors for millions
    of UK customers, suggesting a worrying level of incompetence in certain
    sectors of the industry which, combined with 2012s glut of front page
    financial scandals (such as the Libor fixing debacle), saw public
    confidence in the banks reach an all time low. 
    
--  Savings: With interest rates on savings accounts plummeting and many
    products disappearing completely over the course of the year, 2012 was a
    difficult time for British savers. Discussing the causes of the problem,
    Know Your Money's article examines the repercussions of the Bank of
    England's Funding for Lending scheme and its negative effects on the UK
    savings market. 
    
--  Mortgages: Worrying trends emerged in the mortgage market in 2012 as the
    risk-averse banks decreased lending to first time buyers. As the
    ostensibly safe buy to let investors stepped in to snap up the
    properties Know Your Money voiced concerns that many young Britons are
    facing a future where renting at ever increasing prices is the only
    housing option. 
    
--  Loans: After years of ineffectual investigations and political pressure
    2012 finally saw the tide turn against the exploitative elements of the
    pay day loan industry. Know Your Money's review looks at the events
    which lead to a shake up of the short term loans market and the calls
    for tighter laws and regulation. 
    
--  Alternative banking: As the traditional banks drew public indignation
    with a year of scandals and disasters, more Britons turned to the
    burgeoning alternative banking sector. Know Your Money's reflection of
    the year looks back at the successes of credit unions, peer-to-peer
    lending companies and other alternative financial institutions. 
    

For in-depth analysis of the financial events of 2012 you can read Know Your Money's full review of the year article here.

About us:

Know Your Money's goal is to help our users to make informed decisions when purchasing or applying for financial products and services.

Through our product comparison tables and straight-talking guides, we help people to find suitable and affordable products that will stand them in good stead for the unknown financial demands of the future. The range of products we cover accounts for all major banking, insurance and utilities products.

Since launching in 2005, KnowYourMoney.com has grown to over 200,000 unique visitors every month, with more than 50,000 opted in recipients for its weekly e-newsletter.

www.knowyourmoney.co.uk

Contacts:
Know Your Money
Rassam Fakour-Zaker
Editor
01603 663786
rass@knowyourmoney.co.uk
www.knowyourmoney.co.uk

About Marketwired .
Copyright © 2009 Marketwired. All rights reserved. All the news releases provided by Marketwired are copyrighted. Any forms of copying other than an individual user's personal reference without express written permission is prohibited. Further distribution of these materials is strictly forbidden, including but not limited to, posting, emailing, faxing, archiving in a public database, redistributing via a computer network or in a printed form.

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