Comments
yourfanat wrote: I am using another tool for Oracle developers - dbForge Studio for Oracle. This IDE has lots of usefull features, among them: oracle designer, code competion and formatter, query builder, debugger, profiler, erxport/import, reports and many others. The latest version supports Oracle 12C. More information here.
Cloud Expo on Google News
SYS-CON.TV
Cloud Expo & Virtualization 2009 East
PLATINUM SPONSORS:
IBM
Smarter Business Solutions Through Dynamic Infrastructure
IBM
Smarter Insights: How the CIO Becomes a Hero Again
Microsoft
Windows Azure
GOLD SPONSORS:
Appsense
Why VDI?
CA
Maximizing the Business Value of Virtualization in Enterprise and Cloud Computing Environments
ExactTarget
Messaging in the Cloud - Email, SMS and Voice
Freedom OSS
Stairway to the Cloud
Sun
Sun's Incubation Platform: Helping Startups Serve the Enterprise
POWER PANELS:
Cloud Computing & Enterprise IT: Cost & Operational Benefits
How and Why is a Flexible IT Infrastructure the Key To the Future?
Click For 2008 West
Event Webcasts
LevelUp, PayPal and Square Take Early Lead in Mobile Wallet Marathon

Carlisle & Gallagher Consulting Group (CG, www.carlisleandgallagher.com), a management and technology consulting firm serving the financial services industry, releases mobile wallet review. CG assessed a representative group of 20 mobile wallets from various industries including: financial services, tech titans, merchants and card associations1. The mobile wallets were evaluated based on depth of payment capabilities and ease of the overall consumer experience. The 20 wallets also included various transaction technologies, i.e., Near Field Communications (NFC), Quick Response (QR) barcodes and cloud transactions.

According to a national consumer survey conducted by CG in April 2012, “48 percent of U.S. consumers are interested in using a mobile wallet.”2

Mobile Wallet Front Runners:

  • LevelUp – Easy set-up, easy-to-use, ability to tie rewards to payments, ability to attach a credit or debit card, accepted at over 3,800 participating retailers.
  • PayPal – Easy set-up, easy-to-use, ability to attach a credit or debit card.
  • Square Wallet – Easy set-up, easy-to-use, ability to attach a credit or debit card, accepted at over 200,000 businesses.
  • Starbucks – Easy set-up, easy-to-use, enhanced consumer shopping experience with rewards, downloads and eGifts.

“The new mobile wallet enabled by smart phones is more than just a payment card – it will improve your entire shopping and transaction experience,” said Peter Olynick, CG’s Card & Payments practice leader. “Within the next 3-5 years, 50 percent of current smart phone users will utilize their mobile wallet for typical, daily transactions.”

Wallets that ranked high on CG’s list met the following criteria:

1. Payment Capabilities: Each wallet was examined for merchant acceptance, payment options (single vs. multiple cards), transaction range including peer-to-peer (P2P), online, and point of sale (POS) functionality, as well as the speed and simplicity of checkout experience (i.e., purchase, receipt, returns).

2. Customer Experience: Each wallet was evaluated for the ease of the initial set-up process, device compatibility, application management, shopping enhancements and other functionality intended to improve the overall shopping experience.

“CG does not believe there is just one technology that will win the mobile wallet race. We believe the long term winning wallets will have the ability to use multiple transaction technologies,” added Olynick. “Wallets that see the highest level of adoption will be those that create an intuitive experience while mitigating consumer concerns about privacy and identity theft.”

To request a copy of CG’s research report on Mobile Wallets available in March, email insight@cgcginc.com.

1Mobile Wallets evaluated in CG’s study include:

Tech Titans – Apple Passbook, Google Wallet, ISIS™, LevelUp, PayPal, Square

Merchants – Amazon.com®, Dunkin’ Donuts, Starbucks Coffee Company, Target, Walmart

Card Associations – American Express, Discover, MasterCard PayPass™, V.me by Visa

Financial Institutions – Five of the Top 10 U.S. Banks

2Mobile Wallet Reality Check: How Will You Stay Top of Wallet? Carlisle & Gallagher Consulting Group, Copyright July 2012. http://www.cgcginc.com/expertise/cg-insights

About Carlisle & Gallagher Consulting Group

Carlisle & Gallagher Consulting Group (CG) is a management and technology consulting firm that delivers large-scale, complex technology solutions for the world’s leading financial services organizations. We help our clients solve their most critical business and technology problems. Headquartered in Charlotte, NC, CG is inspired to help our stakeholders succeed – from clients to employees to the communities in which we live and work. For more information, visit www.carlisleandgallagher.com.

About Business Wire
Copyright © 2009 Business Wire. All rights reserved. Republication or redistribution of Business Wire content is expressly prohibited without the prior written consent of Business Wire. Business Wire shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.

Latest Cloud Developer Stories
We are all here because we are sold on the transformative promise of The Cloud. But what good is all of this ephemeral, on-demand infrastructure if your usage doesn't actually improve the agility and speed of your business? How must Operations adapt in order to avoid stifling you...
Over the past year, Datical has had amazing success with our flagship product, Datical DB. We’ve seen multiple visionary, sector-leading companies select Datical DB to drive their Application Schema changes. Now that the number has grown rapidly over the past year, we can begin...
“The year of the cloud – we have no idea when it's really happening but we think it's happening now. For those technology providers like Zentera that are helping enterprises move to the cloud - it's been fun to watch," noted Mike Loftus, VP Product Management and Marketing at Zen...
Technology is enabling a new approach to collecting and using data. This approach, commonly referred to as the "Internet of Things" (IoT), enables businesses to use real-time data from all sorts of things including machines, devices and sensors to make better decisions, improve c...
"ElasticBox is an enterprise company that makes it very easy for developers and IT ops to collaborate to develop, build and deploy applications on any cloud - private, public or hybrid," stated Monish Sharma, VP of Customer Success at ElasticBox, in this SYS-CON.tv interview at D...
Subscribe to the World's Most Powerful Newsletters
Subscribe to Our Rss Feeds & Get Your SYS-CON News Live!
Click to Add our RSS Feeds to the Service of Your Choice:
Google Reader or Homepage Add to My Yahoo! Subscribe with Bloglines Subscribe in NewsGator Online
myFeedster Add to My AOL Subscribe in Rojo Add 'Hugg' to Newsburst from CNET News.com Kinja Digest View Additional SYS-CON Feeds
Publish Your Article! Please send it to editorial(at)sys-con.com!

Advertise on this site! Contact advertising(at)sys-con.com! 201 802-3021



SYS-CON Featured Whitepapers
ADS BY GOOGLE